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Leading a healthy lifestyle is hard work, and it's even harder when you aren't equipped with the proper security blankets for when things go wrong. If you face a sudden health issue, then having an insurance plan will provide you with a sense of safety in a financial and physical sense. The right insurance coverage will protect you from high medical costs resulting from unexpected life events. JCA Consultant Inc. is an insurance agency that specializes in various coverage types, particularly health insurance for at-risk clientele.
For those already living without any major health issues, you may be wondering whether purchasing a health insurance plan is worthwhile. Health insurance offers protection in the case of severe bodily harm. An illness or a serious accident can occur at any moment in life, resulting in high medical costs. Many people have been known to fall into debt from sudden medical expenses, and that debt has been debilitating for those involved. One auto accident can cost a victim over $60,000 in medical costs, depending on the severity of the auto injury and the hospitalization stay. An insurance plan is an excellent preventative service to back up your healthcare needs. To create financial stability, it is recommended that you find a health insurance plan that fits your personal needs.
At JCA Consultant Inc., we provide several insurance plans, including health insurance. If you live in Miami, Florida, and are looking for some quality health coverage at a fair price, try contacting JCA Consultant Inc. to get a quote for insurance comparison. To schedule an appointment with one of our agents, contact our team by phone or email for more information.
JCA Consultant Inc. in Florida offers an array of life insurance options and touts the importance of having a life insurance policy in effect throughout people's lifetimes.
Several life insurance policies will provide security for families if a loved one dies. If you are the breadwinner of your family, it is even more vital for you to have life insurance coverage, so your family will not be under financial stress in the event of your death. They can use the money from a policy payout to pay off a mortgage or vehicle. Having a policy in place will provide you with the peace of mind you deserve throughout your lifetime. Even if there is a policy in place through employment, it is usually not enough of a payout to do more than cover funeral and burial expenses, so it is better to have another policy in effect.
Below are the three main types of life insurance policy options available through a trusted insurance agent, such as the agents at JCA Consultant Inc. in Florida.
A universal life insurance policy is the most popular choice because it offers an investment account, similar to a savings account. This type of policy is considered a permanent life insurance policy in which you can borrow money from it. At the same time, you are still alive to pay off bills, including your mortgage, which allows you to ensure your loved ones are taken care of in the event of your death. Your beneficiaries will also receive a death benefit when you pass away.
This type of policy only pays out a death benefit if the policyholder dies during the policy's term. You get to choose the length of the term and can renew the policy when it expires.
This type of life insurance will pay a death benefit when you die. There are three main categories of whole life insurance: traditional whole life, variable universal life, and universal life.
The agents at JCA Consultant Inc. in Florida can assist you with all of your life insurance needs. Call for a quote and appointment today to get your policy started.
